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PostPosted: Tue Aug 26, 2014 6:33 pm
by Splitpin
Dont mean to bring this to the public forum ..... but Im bloody angry ! Just missed a call from from a family member , informing me he has used my name as a referee or whatever for a loan.
This guy is in it up to his neck , and i hate to think what kind of loan company we are dealing with. Couldn't get back to him , so it was a txt , basically stating , that if im contacted ..... i dont know him (i dont feel good about that ... but )
What if they dont contact me , and he defaults (which he will) where do i stand? .......... angry.gif I DONT need this just now .... i really dont!

PostPosted: Tue Aug 26, 2014 6:46 pm
by toprob
It doesn't seem possible that you can have any liability if you haven't signed anything. Which kind of makes it sound dodgy, if you ask me. I can remember a couple of major family tiffs (before my time, really) where signatures were forged...

PostPosted: Tue Aug 26, 2014 7:16 pm
by Ian Warren
Rather the panic ... shrug ya shoulders , ... if the person has used your name without consent your fine .. if the FUBAR hits the fan , you are still and legally fine.

PostPosted: Tue Aug 26, 2014 7:30 pm
by deeknow
Yeah as Robin say's you cant possibly be used as a guarantor without signing your life away...
see: http://www.consumeraffairs.govt.nz/for-con...bt-1/guarantors

PostPosted: Tue Aug 26, 2014 8:16 pm
by Splitpin
toprob wrote:
QUOTE (toprob @ Aug 26 2014,6:46 PM) <{POST_SNAPBACK}>
It doesn't seem possible that you can have any liability if you haven't signed anything. Which kind of makes it sound dodgy, if you ask me. I can remember a couple of major family tiffs (before my time, really) where signatures were forged...

Rob , this guy is dodgy ..... and as i said , the level hes at wont need anything signed. Im onto a lawyer in the morning . He wont talk to me (family member) but i just had an email saying he had cancelled the loan application (which Ive saved) and forwarded to an independent party .
Sorry again for bringing it here , but i really dont have anywhere else to go .... but its all good , life goes on .


Thanks guys .

PostPosted: Wed Aug 27, 2014 8:15 am
by Bazza
As the man said, "you can pick your friends but not your relatives......"

PostPosted: Wed Aug 27, 2014 5:12 pm
by jpreou
IF you feel that strongly, and know which finance company it is, just call them and tell them you did not agree. Get it on record. Record the date, time and name of the person you spoke to. Job done.

PostPosted: Wed Aug 27, 2014 5:12 pm
by omitchell
Bazza wrote:
QUOTE (Bazza @ Aug 27 2014,8:15 AM) <{POST_SNAPBACK}>
As the man said, "you can pick your friends but not your relatives......"


Does genetic engineering now alter that statement?

PostPosted: Wed Aug 27, 2014 5:18 pm
by Splitpin
As the man said, "you can pick your friends but not your relatives......" very true Bazza , anyway , its sorted ...wasn't nice , but sometimes enough is enough .

PostPosted: Wed Aug 27, 2014 5:28 pm
by Splitpin
omitchell wrote:
QUOTE (omitchell @ Aug 27 2014,5:12 PM) <{POST_SNAPBACK}>
Does genetic engineering now alter that statement?


I did some engineering all right Owen , verbal .... and i hate doing this within the family , but come on .
Subject closed.

PostPosted: Wed Aug 27, 2014 6:08 pm
by Yob
Splitpin wrote:
QUOTE (Splitpin @ Aug 27 2014,3:28 PM) <{POST_SNAPBACK}>
I did some engineering all right Owen , verbal .... and i hate doing this within the family , but come on .
Subject closed.



Good..... No one needs #### heads in there life... Hope life gets better Marty

PostPosted: Wed Aug 27, 2014 6:17 pm
by Splitpin
Yob wrote:
QUOTE (Yob @ Aug 27 2014,6:08 PM) <{POST_SNAPBACK}>
Good..... No one needs #### heads in there life... Hope life gets better Marty


Thanks mate .

PostPosted: Wed Aug 27, 2014 6:46 pm
by Ian Warren
Way your going .. we may call you Rocket Man winkyy.gif , nice to get a solution and sorted !